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Episode 2127 notes Barron Roberts is my expert today on this Blue Cross Blue Shield Kansas City update show. How will it play out for all of you out there in the audience for your coverage in '26? We will cover the individual side and what Blue Cross is doing to lead the way. They're actually going to have premium reductions on the individual side, and we'll talk about what are the answers to the employers out there, the small group employer, the employer under the 100 lives. Get all the details and find the best way to go now, because come January 1st, all the Aetna plans are pulling the pin on ACA. They're going to be gone. And I will cover what's going to happen with the other plans. They're going to be significant increases across the board. BlueKC continues to lead the way as the local hometown carrier. This is Ep2127 of America's Healthcare Advocate. Learn more at https://www.bluekc.com/ or 833-467-2145 Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2124 notes Today we learn about Bexa: A Revolutionary Early Detection Option that Dr. Monique Gary tells me is closing the gap and delivering peace of mind. Dr Gary says women have been in need of another early detection option and reminds us that to many women delay routine exams or avoid them all together. But unlike the common experience, Bexa is accurate and pain free and companies should include this benefit to their employees. This is a "Must Hear" episode. Please listen and share, because breast cancer is the most common cancer among women—yet over 60% of those eligible aren’t getting mammograms. And for women who are under 40, pregnant, or avoiding mammograms, no real alternative has existed until now with this Doctor-led and developed Bexa Solution. Also joining us is Elizabeth Vire, Bexa Chief Revenue Officer, who works with HR directors to bring this option to their workers. Learn how you could do it as a broker, as a TPA, or a human resource director.: 1-888-469-2392 or visit https://www.mybexa.com/ This is Ep: 2124 of America's Healthcare Advocate. Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2123 notes Why is Medicare Going Broke, Can Medicare Survive? We separate Medicare Fact from Fiction This episode was carefully and exhaustively researched by our assistant producer, Nate Haldeman. When you watch or listen to the episode, you can refer back here and using the list below, click the links to read the actual sources we have drawn the information from. Most are government sites, some are verified news stories that quote the data used. We hope you find this useful! Please contact the show (links below) to comment on any of the information presented. Thank you! -Cary Hall By 2033, the Medicare Hospital Trust Fund will be unable to pay full benefits. [i] More people are retiring, and fewer workers are replacing them. [ii] Waste and Fraud – Medicare wastes $50-$60 Billion per year with improper payments [iii] Case example, Florida man convicted for scamming Medicare out of $61 million. [iv] Solutions for Medicare: Raise the eligible age to 67 or 68. [v] Obamacare & ACA has doubled the cost of individual health insurance [vi] Federal Subsidies for ACA now exceed $100 Billion annually [vii] Short term (non ACA) health plans cost 50%-80% less than ACA plans for healthy people [viii] [i] https://apnews.com/article/social-security-medicare-trust-fund-trump-74e13292f510739724a555d7ded7c1a3 [ii] https://www.medpac.gov/wp-content/uploads/2025/03/Mar25_MedPAC_Report_To_Congress_SEC.pdf [iii] https://www.cms.gov/newsroom/fact-sheets/fiscal-year-2024-improper-payments-fact-sheet [iv] https://www.justice.gov/opa/pr/durable-medical-equipment-owner-sentenced-12-years-61-million-medicare-fraud-scheme [v] https://www.crfb.org/blogs/cbo-lowers-estimate-increasing-medicare-eligibility-age [vi] https://www.heritage.org/health-care-reform/report/obamacare-has-doubled-the-cost-individual-health-insurance# [vii] https://www.pgpf.org/article/how-does-the-federal-government-subsidize-healthcare-under-the-aca-and-what-does-it-cost/ [viii] https://www.dpcare.org/about-dpc and https://www.congress.gov/crs-product/pdf/IF/IF11345/ This is episode 2123 of America's Healthcare Advocate . Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Why Avoid FREE Placement for Mom? Senior Living Referral Services Exposed & What they don't tell you
Episode 2122 notes Free referral services in the industry really aren’t free. My guest Steve Kuker is a veteran placement expert who exposes exactly how they work. These are at best a conflict of interest and Steve is pushing for our federal regulators to act because, as an example, in real estate you must disclose how much commission the realtor makes on the transaction… why isn’t there the same requirement for the free referral services for your aging parent or family member? Steve's company, Senior Care Consulting calls itself “A Placement Service With Integrity" and does not accept referral kickbacks. But he explains all the FREE services do. "I was recently mistakenly offered $6,750 as a kickback from an assisted living community … tangible proof of how much these “free” referral services are making in kickbacks! So you really aren’t getting a non-biased referral and you won’t be told of complaints and even sanctions against the facilities. Find out how to make these choices and avoid the pitfalls in this episode and learn more about out guest here: https://www.seniorcareconsulting.com/ This is episode 2122 of America's Healthcare Advocate . Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2121 notes Focus Hearing's Shannon Schneller joins and this time brings testimonials from Len Randazzo of Cumulus Media and over very own producer Dave Thiessen and along with myself, we all three share the good the bad and all things related to getting a hearing aid and we all then compare it to the experience at Focus Hearing, who know how to do it right. In this episode you will find out what you should know when you set out to " Hear It All ". Learn more: https://myfocushearing.com This is episode 2121 of America's Healthcare Advocate. Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2119 notes It's a very interesting Multi-Topic show : Today we Separate Fact from Fiction and dive into the claim that 7.8 Million will Lose Medicaid and what will really happen . We also d iscuss how ACA/Obamacare recipients who pay less due to a subsity based on low income will be required to provide a tax return to prove income. Then we hear from a listener from the west cost explain why s he happily paid pays $5000 per month in cash to her illegal alien Nanny, who also is getting free health care from Medicaid. and why everybody does it necause it costs less. My guest on these stories is John Stockton : Excepts: Cary Hall: "You know, America's Healthcare Advocate is the show where we like to say we separate fact from fiction. Well, we're going to do just that today. We're going to talk about this whole issue. The first part of the show on Medicaid, this supposed fact that 7.8 million people are going to lose their Medicaid health insurance. Yes, 7.8 million people are going to lose their coverage by 2034. That's what they're saying. This is a scare tactic, so then let's talk about who is really going to lose it and how does this break down. So out of that 7.8 million, 4.8 million are uninsured because they don't comply with the bills part time work requirement." In Segment 2, we learn how Medicaid interacts with hospitals and John Stockton, with 25 years with Aetna in the large group field and he really understands this piece: "We’re spinding 5 trillion on healthcare and 25% of that is waste. If we took care of our waste we could pay off the interest on our national debt." Segment 3 is all about new ACA/Obamacare changes and how we got there. Cary Hall: "ACA: here's the first big change: Aetna's gone. 1 million people are without ACA as of January 1st from Aetna. Subsities going to people in the 150 – 200% not 400% of poverty level, the cost of what people are paying for ACA plans going up 20-30% a month maybe 75% " And in our final segment. Cary Hall: "This young lady, who is an avid listener of this broadcast, was in a casual conversation with me about the show the other day, and I talked about this topic of Medicaid and illegal aliens, and she launched into a whole tirade, basically, of her experience living in Los Angeles, dealing with this issue. Her story shows you can pay $5000 a month in cash for daycare, and it’s going up with each child and an illegal alien is making that, plus getting Medicaid and more from the government." This is episode 2119 of America's Healthcare Advocate. Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2118 notes Employees love it: “This is the only benefit my employer really provides” and Employers think it’s great and it is the result of wanting to both solve healthcare challenges for members while giving employers lower costs, less absenteeism, healthier teams . We talk to the founder and CEO, Dr. Van Der Veer whose frustration with traditional healthcare led to creating a better way. Hy-Vee Health Exemplar Care is currently available in select cities in Iowa as well as Overland Park, Ks and Lees Summit, Mo We're going to talk about a model that is significantly different and an opportunity for primary care, direct pay, membership in a program that we think is going to make a big difference here in the Kansas City metro. Guests: Dr. Jon Van Der Veer, DO, MBA, Founder/CEO at Hy-Vee Health Exemplar Care Jacqueline “Jaci” Robson, Vice President of Member Services at Hy-Vee Health Exemplar Care To learn more: https://www.exemplar.care and @ExemplarCare on Facebook & LinkedIn This is Ep 2118 of America’s Healthcare Advocate podcast Learn more about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2117 notes This week Dr Carsen , Dr Firouz Daneshgari and Dr Andersen join us on America’s Healthcare Advocate. What do these 3 Doctors have to do with the Future of your Health? We will cover everything from helping people regain the ability to walk again, stopping pain and fixing neuropathy all with noninvasive treatments to how it’s done, why it works and what is next in health. Here are some examples: Dr Andersen: “it doesn't matter whether you have heart failure like your wife Cary, or whether you have Parkinson's, or whether you have had a TBI, there is a disruption in the electromagnetic system of your body” Dr Firouz: “Neuro20, The new model of neuromodulation, that this Neuro20 is creating” Dr Carsen’s patient. He’s seen her since she was 11. She suffers from transverse myelitis and is now 23 and in a wheelchair. But then she came to Brand New Day. Plus, my wife and I recently started using the Neuro20 Suit at home… Me for conditioning and my wife for heart failure. We will tell you all about it in this episode. Learn more about Brand New Day: https://brandnewdayhealth.com or Call 833-724-6522 This is Ep 2117 of America’s Healthcare Advocate podcast Learn more about me, Cary Hall: America’s Healthcare Advocate : I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Episode 2114 notes New options, Spira Care and Care Guides from BlueKC and we dive deep into Employer options for Employee Benefits available right now and what's coming up. This is a Broker show for sure, and if you are a business owner in the Kansas City Metro, you'll want to hear this too! Director of Large Group, Maggie Parker and Vice President of Spira Care Anna Finnegan are on this show with details, tips and their vast knowledge. We will discuss BlueKC’s Preferred Care Blue Network: PCB, plus ASO (administrative services only) Products, Pharmacy Benefits Manager (PBM) as well as self-funded health plans. Join us on this journey through employer sponsored benefits. Jump to: “What makes Blue KC’s Spira Care so different? Why is it better?” @ 21:59 Jump to: “Explain about the BlueKC/Spira Care “Care Guides”” @ 24:59 This is Ep 2114 of America’s Healthcare Advocate podcast Learn more about me, Cary Hall: America’s Healthcare Advocate : I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Richard Haldeman, Detego Health explains the Health Guardianship health plan for business. FREEDOM CHAMBER | DETEGO HEALTH GUARDIANSHIP PLAN Broadcasted 6/4/25 12:00pm - 6/4/25 12:15pm on freedomchamber.net Video link The Freedom Chamber is a dynamic and innovative organization established to empower American businesses across all sectors. Our mission is to promote the values of Faith, Family and Freedom while fostering the growth, sustainability, and success of member companies by providing access to comprehensive support, robust resources, and exclusive networking opportunities. https://freedomchamber.net/