S19 E05 - Medicare Advantage Health Insurance, Special Needs Programs, The three types available: C-SNP, D-SNP I-SNP and from who

I'll explain in clear and in easy to understand language the programs, details... which you may find are complicated and convoluted on the government website, and key values offered. For example, Dental benefits up to $4,000 on a United Healthcare plan! That's remarkable because while the Medicare Advantage plans typically have maybe $1000 or $1500 dollars, they don't have $4,000 in dental benefits.



C-SNP is a chronic condition program, D—SNP if you have a chronic condition, qualify for Medicaid so dual eligible. And then there's the institutional snip or I-SNP if you're in a nursing home or facility or incapacitated in some way. You may also qualify for a dual eligible plan one of these plans.

There are only a handful of carriers that do these. United Healthcare is probably the biggest in the marketplace that does, and they have multiple plans that they do this depending on the state that you're in.

There are many questions and scenarios, like: "I need to know if I qualify for a special needs program. It's my mother, my uncle, my grandmother, my father. Maybe it's my sister. If you don't have to be 65", if you're disabled, you may well qualify for one of these plans if you're on Medicaid.... that's also important to understand. That's called the dual-eligible plan. That's the one where you've got Medicaid, and people are afraid "to lose my Medicaid if I go to Medicare". No, there's a dual-eligible plan that helps you get Medicare, keep your Medicaid, and enhance your benefits greatly. I urge you, and if you or if it's that you are a caregiver or a family member or the one who needs this care, or maybe someone in your church...whatever the case may be, reach out to them and tell them to get this information.

Details can be discussed are at RPSBenefitsByDesignInc.com or call 877-385.-2224. Ask for either Joyce or Carolee.

LISTEN

WATCH